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The Association has taken Public Liability insurance, with a limit of indemnity of £5 million for any one incident, on behalf of members in the UK and Europe. The insurance provides cover for any event organised by a member of the Association that is attended by other members and invited guests, provided the track gauge is no more than 2½". Depending on the circumstances, our Public Liability cover may also extend to certain events and exhibitions organised by members or local area groups and open to the public.
This page gives an overview of the cover provided. Full details of the cover can be found in this sample (PDF 144Kb) copy of the insurance certificate.
Nigel Town is the director who is responsible for organising our Public Liability insurance. Nigel can be contacted on technical.matters@16mm.org.uk if you have any questions or if you would like a printed copy of the certificate of insurance, for example to show to an event organiser.
Members and organisers of events or exhibitions should note that the Association's insurance provides Public Liability insurance only. Members and event organisers who require additional cover (such as All Risks cover for models and home workshop cover) may wish to obtain a quotation from the Association's insurance brokers, Walker Midgley Insurance Brokers Limited, Yorkshire Bank Chambers, Fargate, Sheffield, S1 2HD (Tel: 0871 871 3080 - contact Tony Wood).
The guidelines used by the Association of 16mm Narrow Gauge Modellers, for the testing of steam boilers is based on the "Examination & Testing of miniature steam boilers - (New Edition 2006)". Fundamentally this code states that small boilers with a capacity of not more than 3 bar-litres are exempted from the requirements of the code. For reference a standard Roundhouse Argyll has a bar-litre capacity of 0.766, i.e. well inside the limit required by the code. However it is recommended that small boilers be fitted with a safety valve and a pressure gauge and that these are tested every 12 months in order to ensure correct operation at the correct release pressure. Where any injury or damage is caused by a members boiler, resulting in a claim under the Associations insurance policy the member needs to show that the boiler was in compliance with the guidelines of the code.
The 3 bar-litre limit is defined as the internal volume of the boiler (in litres) multiplied by the working pressure (in bar)
Where 1 bar = 14.5038 psi
and 1 litre = 1.76 pints.
It should also be noted that the 3 bar-litre is the guideline which is required by the Associations insurance policy - other insurance policies may differ (especially for some exhibitions). If you are in any doubt, this website lists a number of boiler testers who can advise and carry out a boiler test on your behalf. Alternatively you may contact me at technical.matters@16mm.org.uk
If your boiler is above the 3 bar-litre limit then a hydraulic test to one and one half times the working pressure (1.5x) is required and this will be valid for 4 years from the date of the test.
